• The “UnionPay” mobile application is the unified mobile payment portal of China’s banking industry, developed and launched by UnionPay together with commercial banks and payment institutions in China. The app integrates the mobile payment functions, special services and benefits of various banks and institutions, providing secure and convenient one-stop mobile payment services for its users.

    As of today,UnionPay cardholders can enjoy safe and convenient mobile payment services, including QR code-based payments and contactless payments, in 94 countries and regions. UnionPay QR code payment is accepted at over 30 million merchants in mainland China, and is accepted in 44 countries and regions outside mainland China, now over 1.5 million merchants accepting UnionPay QR code payment. The app users can also make tap&go contactless payments at over 7 million POS terminals in 82 countries and regions in Japan, Australia, Canada, Russia etc.

  • UnionPay Mobile QuickPass

    UnionPay Mobile QuickPass service incorporates both offline contactless and QR code payment as well as online in-app payment with mobile devices. The service include mobile payment products of Huawei, MI, OPPO, vivo, Apple, Samsung, Meizu and HCE mobile payment products.

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  • 视频解说

    UnionPay QR Code Payment

    UnionPay QR code payment offers P2P, P2B and B2B funds receiving and paying as well as value-added services via QR code. It mainly provides solutions for spending, transferring and cash withdrawal, and has two modes: the Push Mode (purchasers use their mobile App to scan the QR code presented by the merchant to initiate the payment) and the Pull Mode (merchants use QR code reader to scan the QR code in customer’s App to initiate the payment).

Secure Transactions

Financial-level Triple Security Protection

  • UnionPay Risk-control System First

    Integrate card information, mobile device information and other related risk-rating information Ensure safety in both application and use

  • Remote Management Services Second

    Based on the characteristics of mobile networking Conduct remote management for products that may be at risk Protect user rights and interests to the utmost extent

  • User Security Protection Third

    Provide users with standard quick loss compensation For QR code payment fraud via the “UnionPay” app

Activating Process

Easy to download and use the “UnionPay” app

Download and install

Scan and download “UnionPay”


  • 01

    Press “My Account”

  • 02

    Press “New User Registration”

  • 03

    Register with mobile phone number, enter SMS verification code, and set login password

  • 04

    Registration done

Bind card/Real-name authentication, and activate in-app payment function

  • 01

    Press “Card Management” and then press “+” to enter bank card number or automatically recognize the card number by taking a picture of card

  • 02

    Fill in personal information

  • 03

    Enter SMS verification code

  • 04

    Set payment passwords, and then re-confirm it


Use UnionPay mobile payment services outside mainland China

With the “UnionPay” app, users can conveniently activate UnionPay mobile QuickPass function and then make tap-and-go payments at over 4.4 million POS terminals in 51 countries and regions outside mainland China (Hong Kong, Macau, Taiwan, Japan, South Korea, Singapore, Canada, Russia, The United Arab Emirates, Greece, etc.). In addition, users can make scan-and-go payments in 33 countries and regions outside mainland China (in Asia Pacific, North America, South Pacific, Central Asia, Africa, North America).

List of Recommended Merchants
Countries and Regions Merchant Name
Hong Kong, China Selected merchants
Macau, China Selected merchants
Taiwan, China Ever Rich, Tasameng, Taipei 101, Shin Kong Mitsukoshi, Breeze Center, BellaVita, Sogo, Eslite, MITSUI OUTLET PARK, Global Mall, The Han Li, 7-11, FamilyMart, Cosmed, Watsons, Taiwan Taxi, Taiwan High Speed Rail, Taiwan Railways, Taoyuan Metro, Carrefour, RT-MART, Wellcome, SUGAR & SPICE
South Korea Doota, GS25, Watsons, GongCha, Oak Valley, Lotte Duty Free, Shinsegae Duty Fee,Hyundai Department Store Duty Free, Shilla Duty Free, Dongwha Duty Free, Lotte World, EVERLAND, Seoul Taxi, AKPlaza, Emart24
Japan Ginza※, Kintetsu Department Store, TIAT DUTY FREE※, Laox※, JTC Duty Free, Embassy of the People’s Republic of China in Japan, LOFT, Himeji Castle, Kansai Airport (KIX), Tokyu Plaza Ginza (※ only some stores)
Singapore HEYTEA, Old Chang Kee, Eu Yan Sang, Song Fa Bak Kut The, Soup Restaurant, SKECHERS, Old Seng Choong, G2000, Dunkin' Donuts, GNC, ALDO
Thailand King Power, Central Department Store, GEMS Gallery, GMS Duty Free, Siam Paragon, The Mall Group
Australia Myer, Harvey Norman, Coach, UGG, MUJI, HUGO BOSS, Pandora, Uniqlo, Zoos, KFC, Dream World, Wild Life, Sea World, Movie World, Hermes, Gucci, Jurlique, Aesop, Ikea Australia, Freedom, French Collection, T2, Michael Hills Jewellers, Prouds
Russia More than 1 million merchants including TSUM, Azbuka Vkusa, Perekrestok, M.Video, L'etoile, Rive Gauche, Sportmaster and Pyaterochka

Note:The merchants list above is provided by partners of UnionPay International, and the actual use situation may vary. Please see whether the merchants display the identification for UnionPay acceptance.

Users of the “UnionPay” app and other mobile apps supporting UnionPay Transit QR code, can take public transport by making scan-and-go payments. UnionPay Transit QR codes can be scanned with or without Internet, and the code can be verified immediately, making the whole process frictionless.
To date, UnionPay Transit QR code is accepted by KAOHSIUNG Metro, and will be accepted by public transit in Hong Kong, offering UnionPay cardholders safer, time-saving and convenient transit experience.

Check about how to activate and use UnionPay Transit QR Code