Enjoy your life of studying overseas with UnionPay

With its acceptance network covering almost all the popular destinations for the Chinese students who study overseas, UPI offering students multiple services: online and offline tuition payment service, student cards in overseas markets, and scholarships. To date, over 5,000 educational institutions outside mainland China accept UnionPay cards for tuition payment. These institutions include many renowned universities and colleges such as Harvard University, Stanford University, Nanyang Technological University Singapore, Imperial College London, and University of Sydney, etc.. In addition, the campus POS terminals at some educational institutions accept UnionPay cards to pay for tuition, textbooks and accommodation.

When studying overseas, remember to take along your UnionPay cards (card number starting with 62). No matter on campus, around campus or outside campus, UnionPay offers you safe, convenient and preferential payment experiences. UnionPay helps you better adapt to your life overseas.

Preparation

Pay tuition with UnionPay cards, Easy & Safe

  • Covers 1,400+ educational institutions All the educational institutions covered by Flywire Education Payments accept UnionPay cards for online tuition payment.

    Visit www.flywire.com, select the target institution, fill in the payment amount, choose “UnionPay” as the payment option, fill in personal and payment information, confirm, and complete payment with UnionPay cards after the page is directed to UnionPay Online Payment (“UPOP”).

    Flywire also provides real-time tracking service to ensure visibility.

    Demo
  • Covers 900+ educational institutions All the educational institutions covered by Western Union accept UnionPay cards for online tuition payment.

    Visit https://student.globalpay.wu.com
    /#!/landing
    , select a target country/region and the target institution, select a home country currency and fill in a payment amount, choose “UnionPay” as the payment option, fill in student and payment information, get a transaction code, be directed to the “UPOP” page, fill in the UnionPay card number to complete the payment.

    Demo
  • Covers 1500+ educational institutions All the educational institutions covered by Easy Transfer accept UnionPay cards for registration/tuition/accommodation fee payments.

    Visit www.easytransfer.cn, search and select the target institution, fill in the payment amount and usage, sign up for an Easy Transfer account, fill in student and payment information, confirm order and choose UPOP or online bank transfer as the payment option, complete payment and enjoy preferential rates.

    Easy Transfer provides one-on-one service in Chinese. It also offers real-time tracking service, and sends updates to users via SMS or email.

    Demo
  • iEduPay’s payment network covers all the colleges and universities, public high schools and institutes in Australia. All the institutions covered by iEduPay accept UnionPay cards for online tuition payment.

    Visit www.iedupay.com, sign up for an account, fill in student and payment information, select the target institution, be directed to “UPOP”, fill in UnionPay card number and complete payment. You will receive an email upon payment.

    In addition, UnionPay cardholders can pay tuition with UnionPay cards at the offices of iEduPay in Sidney, Melbourne and Adelaide, Australia.

    Demo
  • Covers 24 major colleges/universities and TDSB international high schools in Canada

    UPI partners with CIBC, one of the largest banks in Canada, to launch tuition payment service to students. The service covers 24 major colleges and universities (McGill, Waterloo, Queen’s etc.) and international high schools under Toronto District School Board. Through the CIBC International Student Pay portal or the Pay Page on the official website of the target institution, students can pay their tuition fees with UnionPay cards (card number starting with 62): click “CIBC International Student Pay” and then fill in the amount. The amount can be converted into an equivalent amount in RMB at the exchange rate on that specific day. CIBC also provides no-fee GIC, which helps students meet the requirements for a Student Direct Stream (SDS) study permit. For more information, please see www.cibc.com/isbo.

    Demo
  • Covers about 90% of colleges/universities in Taiwan, ChinaAccept UnionPay card for online tuition payment. Cardholders can make payments through the tuition payment portals of

    Bank of Taiwan (https://school.bot.com.tw),
    Taiwan Cooperative Bank (https://ars.tcb-bank.com.tw),
    CTBC Bank (https://www.i-payment.com.tw),
    Yuanda Bank (https://school.yuantabank.com.tw),
    First Bank (https://www.firstbank.com.tw),
    Chang Hwa Bank (https://school.chb.com.tw).
    Students can pay their tuitions online through “UPOP” after filling in the write-off number of the tuition bill and personal information.

  • Covering all universities, secondary schools, primary schools and private schools and institutions in Australia

    All schools covered by this platform can use UnionPay cards to pay tuition fees.

    In addition to tuition fees, mobile phone bills, school apartment fees, rent and strata, health insurance, auto insurance and other expenses can all be also paid through the platform. Find the BPAY logo and related biller code and ref no. in your tuition bill. Login to www.chinapayments.com website, enter the information then you can easily pay with UnionPay card.

  • Covers 700+ educational institutions

    UnionPay cards are accepted by over 700 educational institutions covered by the payment networks of TMS and TouchNet. Students can pay tuition with UnionPay credit cards via the payment webpage of these educational institutions.

    Besides, UnionPay cards are accepted by the online tuition payment platforms of many well-known universities, such as University of Hong Kong, Chinese University of Hong Kong, Lingnan University, Hong Kong Shue Yan University, The Language School of University of New South Wales Australia and University of Auckland New Zealand.

  • UnionPay is accepted on campus of hundreds of famous educational institutions

    In Singapore, students can use UnionPay cards to pay for tuition and accommodation at on-campus POS terminals in about 80 educational institutions, including Nanyang Technological University. Six well-known universities in Hong Kong and Macau accept UnionPay cards to pay for seminars and examinations. In Australia, more than 200 middle/high schools and universities (Macquarie University and University of Wollongong, etc.) accept UnionPay cards to pay for tuition, textbooks and accommodation.

    In the US, UnionPay credit cards are accepted at the campus bookstores in over 20 universities with the largest number of Chinese students, such as Columbia University and New York University. In Europe, the POS terminals in over 70 colleges, private middle/primary schools and training schools in the UK, France, Italy and Spain accept UnionPay cards for tuition payment. UnionPay cards are also accepted at the Student Service Center of University of Manchester, students’ dormitory of University of Bath, Student Service Center of Coventry University, and University of Plymouth library.

Life Abroad

  • US
  • Australia
  • Europe

Card-using tips

Card-using tips in popular
destinations for studying abroad

United States

UnionPay credit cards are accepted in the campus bookstores at 25 colleges/universities with the largest number of Chinese students. These universities include the University of Southern California, Columbia University and New York University. And educational institutions in the US covered by the payment networks of TMS and TouchNet accept UnionPay cards for online tuition payment.

In the US, UnionPay cards are accepted at almost all the ATMs for cash withdrawal, and 80% of merchants accept signature-based payment with UnionPay credit cards, covering major department stores, supermarkets and restaurants.

Supermarkets & Convenience Stores: UnionPay is accepted by 99 Ranch Market, GW-Supermarket, Hawaii Supermarket, Mitsuwa and 7-Eleven.

Takeaway Food Ordering: The Ricepo app provides food delivery service that covers 90% of the major Chinese F&B merchants in the US. The Weee! APP offers fresh fruits and vegetables, and provides free or express delivery services. Yamibuy.com offers a great variety of Asian snacks. All these apps and website accept UnionPay.

Online Shopping: To purchase necessities on the website of Amazon US, eBay or Wal-Mart, students can add their UnionPay cards to their PayPal accounts and pay. Students can also use UnionPay cards to buy health-care products such as vitamins and minerals on the website of iHerb and Vitacost.

Transit: Uber, the most popular cab-hailing app in North America, accept UnionPay in-app payment. And car rental companies such as Avis and Hertz accept UnionPay cards too.

Health Insurance: Both ISO and Nationwide Life accept payments with UnionPay cards.

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Canada

In Canada, CIBC covers 24 major colleges/universities and international high schools under TDSB. Students can use UnionPay cards to pay for tuition fees at the official website of these institutions via CIBC.

In Canada, UnionPay is accepted by over 90% of ATMs and more than 150,000 merchants. Some merchants accept UnionPay’s mobile payments too.

Supermarkets & Convenience Stores: UnionPay is accepted at Foody Mart and Foody World. These supermarket chains have many outlets across Toronto and Vancouver.

Pharmacies: UnionPay is accepted by all the 650 stores of PHARMASAVE, one of the largest chain pharmacies in Canada.

Takeaway Food Ordering: Students can use Chanmao (app and website) to buy food from hundreds of Chinese restaurants. UberEats offers takeaway services. HiCitY mainly offers barbecue and desserts from Montreal. All accept UnionPay.

Online Shopping: Amazon, eBay and many other e-commerce accept UnionPay.

Transit: Hertz in Canada accept UnionPay cards. Cardholders in Montreal can also book rides via TBR Global Chauffeuring.

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Australia & New Zealand

Over 200 colleges/universities, language schools and middle schools accept UnionPay cards. These include the University of Melbourne, the University of Sydney, Monash University, the University of Queensland, Macquarie University, Swinburne University of Technology and Deakin University. UnionPay cards are accepted at the campus book stores, students’ supermarkets and libraries of these institutions. Students can also pay for tuition fees with UnionPay cards via iEduPay, which covers all colleges/universities, public high schools and institutes in Australia. The POS terminals at the University of Auckland accept UnionPay cards too.

In Australia, UnionPay cards are accepted at 90% of ATMs and 80% of merchants; and 60% of these merchants, including the largest local chain supermarket Woolworths accept UnionPay mobile payments. In New Zealand, UnionPay is accepted at about 85% of ATMs and over 50,000 merchants.

Supermarkets & Convenience Stores: In Australia, Woolworths and coles accept UnionPay cards and UnionPay mobile payments. Besides, UnionPay is also accepted at supermarkets such as IGA, Harris Farm Markets, Tong Li and Tong Yong in Sydney, KFL in Melbourne, Sunlit Asian Supermarket in Brisbane. In New Zealand, UnionPay cards and mobile payments are accepted by Countdown islandwide. And Tai Ping Asian Supermarket offers a great variety of ingredients of Asian cuisine; it also accepts UnionPay.

Pharmacies: UnionPay is accepted at Chemist Warehouse, the largest chain pharmacy in Australia. Princeline and Terry White in Australia also accept UnionPay. In New Zealand, UnionPay can be used at Health Element, Chemist Warehouse, Unichem, Life Pharmacy and other major pharmacies.

Takeaway Food Ordering: UnionPay is available at the top three takeaway food ordering platforms, Easi, Buy@home and UberEats, as well as the Gomart APP and the “New Zealand Buy AT Home” APP.

Online Shopping: UnionPay is accepted at Amazon Australia and Chemist Warehouse. Students can buy facial masks, health care products and daily necessities via these online merchants.

Transit: UnionPay is accepted by Uber and almost all taxies in Australia. Car rental companies such as Aucar, EZU, Gipin and Apex also accept UnionPay cards for payments. In New Zealand, all the taxies of Corporate Cabs as well as car rental companies such as Apex, Europcar, Thrifty, Yesaway, A Rentals and EZU accept UnionPay cards.

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United Kingdom

Students are able to pay for tuition with UnionPay cards at about 20 colleges and universities in the UK, including the Imperial College London, the University of Manchester, the University of Nottingham, University of Southampton, Coventry University, Plymouth University, University of Bath, Clifton College Bristol and Kingston College. UnionPay cards are also accepted at various places on campus, such as the Student Service Center at the University of Manchester, Student Dormitory at University of Bath, Student Service Center at Coventry University, and the library at Aberystwyth University and Plymouth University etc..

Online Shopping: Students can use UnionPay cards at the Hut, the largest online department store in the UK, to buy home supplies, clothing and cosmetics. UnionPay is also accepted at Farfetch.

In the UK, UnionPay cards are accepted at the majority of ATMs and about all department stores and shopping centers.

Transit: UnionPay is accepted by trip.com for car renting. Students can also book cars via TBR and pay with UnionPay in dozens of cities in the UK.

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France

The POS terminals in Institut d'Etudes Politiques de Paris - Sciences Po, Université Paris 13-IUT VILLETANEUSE, Université de Lyon, CNAM, Universite de CAEN, Université de CERGY, IPAG and KEDGE etc. accept UnionPay cards. In addition, the POS terminals in language schools like ALLIANCE FRANCAISE, CFILC PARIS and UCO/CIDEF accept UnionPay cards as well.

In France, UnionPay cards are accepted at about 80% of ATMs, some of which are equipped with interface in Chinese. UnionPay cards are also accepted at 200,000 merchants, covering Avenue des Champs - Elysées, Place Vendôme and Airport Charles De Gaulle as well as bookstores and souvenir stores in famous museums like Louvre, Versailles, Orsay, Picasso and Parc de l’Orangerie.

Online Shopping: eBay and ArbeitsschutzExpress accept payments with UnionPay cards via PayPal.

Offline Pharmacies: UnionPay cards are accepted at about a thousand pharmacies in France such as Monge and Carré Opéra.

Transit: UnionPay is accepted by G7 Taxi and Caocao Zhuanche.

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Spain

In Spain, over 40 colleges, universities, training centers, middle schools and primary schools accept UnionPay cards. These include three well-known local business schools, i.e. Instituto de Empresa, ESADE amd IESE, as well as Universidad Politécnica de Madrid.

UnionPay cards are accepted at 90% of ATMs and merchants in Spain, including main business blocks in Madrid and Barcelona, the largest local chain department stores, brand stores, specialty restaurants, well-known hotels, etc..

Online Shopping: UnionPay cards are accepted at Farmauva, FarmaciaRibera, Farmacia en Casa Online and PARLAFARMACIA.

Offline Pharmacies: More than 90% of offline pharmacies in Spain accept UnionPay cards, including Farmacia Massot Moner in Barcelona and Pharmacy Arenal 2 in Madrid.

Takeaway Food Ordering: UnionPay is accepted by UberEat.

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Italy

In Italy, over 40 colleges, universities and language training centers in major cities such as Roman, Milan, Venice, Bologna, Florence and Turin etc accept UnionPay cards offline. These include Bocconi University and Università Cattolica del Sacro Cuore (UCSC).

More than 80% of ATMs and merchants in Italy accept UnionPay cards.

Online Shopping: eBay and ArbeitsschutzExpress accept payments with UnionPay cards via PayPal.

Offline Pharmacies: UnionPay cards are accepted at about 90% of pharmacies in Milan and Rome, including CarloErba in Milan, CooperativaFarmaceutica, Farmacia Piazza di Spagna in Rome.

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Singapore

In Singapore, UnionPay is accepted by dozens of colleges and universities, including PSB Academy, MDIS, Kaplan, INSEAD and many other private schools.

In Singapore, UnionPay cards are accepted at almost all the ATMs and over 80% of merchants, including many shopping centers, brand stores, restaurants, hotels, and local brands like Shaw Brothers, Singapore Petroleum, Sheng Siong, Kinokuniya and Peach Garden Noodle House. In addition, many merchants accept UnionPay mobile payments too. Cardholders can tap their UnionPay cards for payments under S$ 100 with no signature required.

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Hong Kong and Macau

Students can use UnionPay cards to pay fees other than tuition at the official websites of some renowned higher education institutions, including the University of Hong Kong, the Chinese University of Hong Kong, Hong Kong Baptist University, the Open University of Hong Kong and Hong Kong Shue Yan University.

In Hong Kong and Macau, UnionPay cards are accepted at almost all the merchants and ATMs. UnionPay mobile payment is accepted at merchants such as SOGO Hong Kong, 7-11, Sasa and Mannings.

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Taiwan

In Taiwan, UnionPay card are accepted by 117 educational institutions, covering about 90% of the local institutions, including National Taiwan University, Ming Chuan University, Shih Chien University, Tamkang University, Chung Yuan Christian University, Feng Chia University, Tunghai University and Providence University etc..

In Taiwan, UnionPay cards are accepted at almost all the ATMs and the majority of merchants, covering fields of dining, lodging, transit, travel, shopping and entertainment. In addition, many merchants in TPKM accept UnionPay mobile payment, which is widely accepted at specialty stores and chain bookstores.

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Japan

UnionPay is accepted to pay for entrance examination fees by many prestigious colleges and universities in Japan, including Sophia University, Rikkyo University, Kyoto University of Foreign Studies and International Christian University. Students can make fast and easy payments via the “UnionPay” app, which also offers discounts on service charges. Students can also enjoy favorable prices when paying with UnionPay debit cards on online payment platforms such as Flywire and WesternUnion.

UnionPay cards are accepted at more than 70% of merchants and 80,000 ATMs in Japan, covering merchants in the fields of lodging, transit, catering and entertainment across major cities such as Tokyo and Osaka. These merchants include airport duty-free shops, large electrical appliance chain stores, department stores, brand boutiques and chain drugstores in Ikebukuro, Shibuya, Ginza, Shinjuku, Odaiba, Akihabara, Osaka Umeda and Shinsaibashi.

Online Shopping: UnionPay is accepted by the official websites of Amazon Japan and Matsumotokiyoshi, which offer various daily necessities, facial mask and face creams.

Transit: UnionPay is accepted by taxies of Tokyo Musen and Checker Group. Car rental company Orix Rent a Car also accepts UnionPay.

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Online Exam Registration Payment

UnionPay Online Payment is accepted
by the following exam websites.

  • ACCA (The Association of Chartered Certified Accountants) is an internationally renowned professional accountants organization. ACCA qualification is known as the “stepping stone to international financial and accounting profession”, and many well-known companies around the world have joined the “ACCA Approved Employer Scheme”.

    Registration site:www.accaglobal.com

  • CFA (Chartered Financial Analyst) certification, as a high-standard and influential professional certification in the global investment industry, has won global recognition from international financial institutions and organizations such as U.S. Securities and Exchange Commission. And there are more than 200,000 people registering for CFA every year.

    Registration site:www.cfainstitute.org

  • TOEFL is an English proficiency test conducted by Educational Testing Service (ETS), and currently has been recognized by more than 10,000 comprehensive universities, institutions and other colleges in more than 150 countries and regions around the world in North America, Australia, New Zealand, Southeast Asia and Europe.

    Registration site:www.ets.org

  • GRE (Graduate Record Examination) is an exam required to be taken by those students applying for universities and graduate schools (management schools and law schools exclusive) worldwide, and also the most important criterion on which professors decide to whether or not grant scholarships to students.

    Registration site:www.ets.org

Financial Security

Six advantages of taking UnionPay cards

Safe, convenient and fast

It is safer and faster to pay for tuition fees with UnionPay cards online. It normally takes 3 working days for the target institution to receive the funds.

Convenient cash withdrawal
and easy payment

UnionPay cards can be used to withdraw cash at ATMs in major destinations for overseas study, satisfying students’ daily payment demands, and saving the trouble of carrying a large amount of cash overseas.

ATM Query
Debited in RMB,
more cost-effective

When tuition is paid with UnionPay cards, the amount will be debited in RMB without charging any currency conversion fees.

Spend overseas and repay at home

When the student’s UnionPay card is used overseas, his/her parents will be informed of any changes to the account and the credit card bills can be paid in RMB domestically.

UnionPay Card Products
Convenient and preferential
card-using experiences

UnionPay provides convenient and preferential payment services on campus, at famous local business districts and scenic spots.

Global Offer
Apply for cards locally to
enjoy exclusive offers

Students studying abroad can apply for UnionPay cards in more than 50 countries and regions across the world and enjoy safe and convenient payment service and exclusive offers in more than 180 countries and regions.

More information